Secured loans
Borrow against gold, a vehicle or property.
Four secured loans from Basel Investments Limited, an RBI-registered NBFC. Compare where each starts, how much you can borrow and for how long.
Compare our secured loans
Gold Loan
- Interest rates starting from
- 16.99% p.a.
- How much
- Up to 85% of eligible gold value*
- *Up to the applicable RBI regulatory maximum for the loan amount.
- Tenure
- Up to 12 months
New Vehicle Loan
- Interest rates starting from
- 16.49% p.a.
- How much
- Up to ₹75 lakh
- Up to 100% of ex-showroom price.
- Tenure
- Up to 7 years
Used Vehicle Loan
- Interest rates starting from
- 18.49% p.a.
- How much
- Up to ₹40 lakh
- Up to 90% of vehicle value for selected newer vehicles.
- Tenure
- Up to 72 months
Loan Against Property
- Interest rates starting from
- 15.99% p.a.
- How much
- Up to ₹5 crore
- Up to 70% of residential property value.
- Tenure
- Up to 15 years
Before you apply
Final interest rate is based on the applicant's credit profile, income, loan amount, collateral/asset, loan-to-value ratio, tenure and Basel Investments Limited's prevailing credit and interest-rate policy.
For every application, Basel will provide the applicable Key Fact Statement containing the final interest rate, APR and applicable fees and charges before execution of the loan agreement.
No pre-payment or foreclosure charge is levied on a floating-rate loan taken by an individual for a purpose other than business, whatever the source of the money used to repay and with no minimum lock-in period, as the Reserve Bank of India (Pre-payment Charges on Loans) Directions, 2025 require. Where a charge does apply, it is stated in your sanction letter, Key Fact Statement and loan agreement before you sign, and on a term loan it is charged only on the amount prepaid.
Subject to eligibility, credit assessment and Basel Investments Limited's applicable policies. All interest rates are stated on an annualised basis. Every charge is listed in our interest rates and charges.