About these terms
This website is operated by Basel Investments Limited, a company incorporated in India with Corporate Identity Number U65921CH1989PLC009241 and registered office at SCF 80, Back Side, 2nd Floor, Sector 47-D, Chandigarh 160047, India. By using this website you agree to these terms. If you do not agree with them, please do not use the website.
The nature of this website
This is a corporate and disclosure website. It exists to tell you who Basel is, what it lends, through whom, on what terms, and how to complain. It is not a lending application, and no loan can be applied for, sanctioned or serviced through it.
No deposits are accepted
Basel holds a Certificate of Registration from the Reserve Bank of India that is expressly marked not valid for accepting public deposits. Basel does not solicit, accept or hold deposits from the public in any form. No person is authorised to accept money on Basel’s behalf as a deposit, and any person offering to do so is acting fraudulently. Report such a person through our fraud awareness page.
Nothing here is an offer of credit
Product descriptions, rates, fees and worked examples on this website are published so that the cost of Basel’s credit can be understood before anyone applies. They are illustrations of how the pricing works. They are not an offer, an invitation to offer, or a commitment to lend, and they do not create an entitlement to credit.
The terms that bind Basel and a borrower are those in the Key Facts Statement and the loan agreement issued to that borrower. Where anything on this website differs from those documents, those documents prevail.
Accuracy and placeholders
Basel takes care that what appears on this website is accurate. Where a fact has not been verified, it is shown as an explicit placeholder rather than approximated. A marked placeholder is not a statement of fact and should not be relied upon as one.
Statutory particulars may be verified independently: company filings through the Ministry of Corporate Affairs, and registration through the list of non-banking financial companies published by the Reserve Bank of India.
Acceptable use
You agree not to:
- use this website for any unlawful purpose, or in breach of any applicable regulation;
- impersonate Basel or any of its officers, or represent yourself as authorised to act for Basel;
- attempt to gain unauthorised access to this website, its systems or any data held on them;
- introduce any malicious code, or interfere with the operation or availability of the website;
- use automated means to submit the forms on this website, or to submit false, abusive or bulk enquiries; or
- copy, reproduce or republish substantial parts of this website for commercial purposes without written permission.
Intellectual property
The content, design, logo and name of Basel Investments Limited on this website belong to Basel or are used with permission. Nothing on this website transfers any right in them to you. You may read, download and print pages of this website for your own use, including for the purpose of conducting diligence on Basel or of raising a complaint against it.
Third-party links
This website links to websites operated by the Reserve Bank of India, the Ministry of Corporate Affairs and other bodies, so that statements made here can be checked independently. Basel does not control those websites and is not responsible for their content or availability. A link is not an endorsement.
Liability
This website is provided as it stands. Basel does not exclude or limit any liability that cannot lawfully be excluded or limited, including liability for fraud, and nothing in these terms affects any right a borrower has under the loan agreement, under the Fair Practices Code or under law.
Subject to that, Basel is not liable for loss arising from reliance on general information on this website where the position for a particular borrower is governed by their own Key Facts Statement and loan agreement, nor for interruption to the availability of the website.
Governing law and jurisdiction
These terms are governed by the laws of India. The courts at Chandigarh have jurisdiction, without prejudice to any right a borrower has to bring a complaint before the Reserve Bank of India under the Reserve Bank - Integrated Ombudsman Scheme, 2026, or to any consumer forum available under law.
Changes to these terms
Basel may amend these terms. The current version is always the one published on this page, and the date of the most recent review is shown in the document status panel.